Esketit Expands Loyalty Program: More Returns by Including Spanda, Mojocapital, and MDI Finance
Esketit, the P2P lending platform operated by AvaFin, has expanded its loyalty program. This innovation particularly concerns the inclusion of additional loan originators, which can lead to potentially higher returns for investors. Previously, bonus payments were limited to loans from Money for Specialized Finance and JMD Investments. Now, loan originators Spanda, Mojocapital, and MDI Finance are also integrated into the program.
- The Esketit loyalty program has been expanded to include loan originators Spanda, Mojocapital, and MDI Finance.
- The bonus structure remains unchanged: 0.5% for Gold status (from €25,000 investment volume) and 1% for Platinum status (from €50,000 investment volume).
- Bonus payments are now calculated automatically and daily based on the current investment volume.
- Investors benefit from higher return opportunities and improved transparency through the automatic display of the bonus.
- If the threshold is not met, the status expires after 10 days.
Utilize the expanded opportunities of the Esketit loyalty program to maximize your returns. Learn more about the new conditions and the inclusion of additional loan originators now.
Loyalty Program Expansion: More Loan Originators, More Opportunities
The adjustment of the Esketit loyalty program marks an important step for the platform and its investor base. Previously, investors who achieved Gold or Platinum status received additional interest on their investments in loans from Money for Specialized Finance and JMD Investments. With the latest expansion, loan originators Spanda, Mojocapital, and MDI Finance are now also integrated into this system. This means that investors can now benefit from loyalty bonuses on a broader range of loans, which should further increase the platform’s attractiveness for long-term oriented investors.
Bonus Structure and Status Achievement
The basic structure of the loyalty program remains unchanged. To achieve Gold status and receive an additional interest of 0.5% on invested amounts, an investment volume of at least 25,000 Euros is required. For the higher Platinum status, which grants an additional interest of 1%, the threshold is 50,000 Euros. These amounts refer to the capital invested on the platform.
Automatic Calculation and Transparency
A significant advantage of the new regulation is the daily recalculation of eligibility for bonus levels. This happens automatically in the background, so investors do not have to take any manual steps. The additional interest earnings are clearly and transparently displayed in the account overview under „Interest bonus“. This automatic update and the visible display of the bonus increase the predictability and trust of investors in the system.
Impact on Investors and Diversification
The inclusion of Spanda, Mojocapital, and MDI Finance in the loyalty program opens new avenues for maximizing returns. For investors who already reach the higher bonus levels, this means they can now benefit from bonuses on a larger selection of loans from these additional loan originators. This can be particularly attractive for investors who want to diversify their portfolios without sacrificing additional returns. The ability to still benefit from loyalty bonuses through a broader diversification of investments across different loan originators underscores Esketit’s efforts to create an attractive and flexible investment environment.
Status Loss and Regaining
It is important to note that status is tied to invested capital. Should an investor’s active investment volume fall below the threshold required for their status (€25,000 for Gold, €50,000 for Platinum), they lose that status. However, Esketit grants a period of 10 days. Within this timeframe, the investor can regain the required minimum amount and their status by making new deposits and investments. This regulation aims to provide investors with some flexibility while maintaining the integrity of the loyalty program.
Esketit in the P2P Landscape
Esketit, operated by AvaFin, has established itself as an interesting option in the P2P lending market since its founding in 2020. The platform is characterized by attractive interest rates of up to 12% and a reliable buyback guarantee that applies in case of payment default of more than 60 days. The option to invest in cryptocurrencies (stablecoins) offers additional flexibility. The expansion of the loyalty program is another building block in Esketit’s strategy to differentiate itself in the competition and foster long-term investor relationships. This is in line with the general development in the P2P market, where platforms are increasingly trying to strengthen user loyalty and increase investment volume through such incentive systems. A more detailed look at the platform and its offerings can also be found in our comprehensive Esketit review.
Conclusion: A Step Towards Stronger Investor Retention
The expansion of the Esketit loyalty program to include Spanda, Mojocapital, and MDI Finance is a positive development for investors. It not only increases the return potential by including additional loan originators but also strengthens transparency and user-friendliness through the automatic calculation and display of bonuses. For serious investors who commit their capital to the platform long-term, this represents an attractive opportunity to increase their overall returns while benefiting from broader diversification.
