Income Marketplace: €11 Million Funded in October 2026, Interest Income Rises
Income Marketplace has published its statistics for October 2026, presenting a mixed picture: while funding volume saw a slight decline compared to the previous month, investor interest income and the outstanding portfolio increased. A significant milestone was reached in the average investor portfolio size. The CEO reflects on these developments and provides an outlook for the end of the coming month.
- The volume funded in October 2026 amounted to €11.0 million, a decrease of 7.5% compared to September.
- Investor interest income rose by 8.5% in October to €333,880..
- The outstanding portfolio grew by 3.9% to €33.7 million.
- The average investor portfolio size exceeded €6,000 for the first time.
- A new inactive account fee will be introduced starting January 2027.
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Funding Volume and Interest Income in October 2026
In October 2026, Income Marketplace recorded a funding volume of €11.0 million. This represents a 7.5% decrease compared to the previous month of September, which was a particularly strong month with €11.9 million. Despite this slight decline in new funding, investors were able to increase their interest income. In October, a total of €333,880 in interest was paid out to investors, an 8.5% increase over the previous month. This indicates that existing investments continue to generate solid returns.
Growth of Outstanding Portfolio and Investor Numbers
Income Marketplace’s outstanding portfolio continued its growth trajectory, reaching a value of €33.7 million by the end of October 2026. This is a 3.9% increase compared to the previous month. The total volume ever funded on the platform exceeded €282 million. The number of new investors in October was 130, a slight decrease of 4.4% compared to September. However, the total number of registered investors on the platform rose to 11,667. A remarkable milestone was reached in the average investor portfolio size: it exceeded €6,000 for the first time, averaging €6,141 in October, an increase of 4.4%. This could indicate that existing investors are increasing their commitments on the platform.
Development of Average Interest Rates and Top Loan Originators
The average interest rate for newly funded loans in October was 13.20%, slightly below the previous month’s value of 13.46%. Income Marketplace works with a total of 14 loan originators, including private ones. By the end of October, the five largest loan originators by outstanding portfolio accounted for 78.5% of the total portfolio. This list was led by ITF Group JSC with 21.3%, followed by Pinjam Yuk (18.3%), Sandfield Capital (17.5%), Virtus Lending (12.0%), and Hoovi (9.4%). The development of Hoovi was particularly striking, with €1.32 million invested in its loans in October, almost double the amount in September. Current LT also saw strong growth with €321,886 in invested capital. Of the €11.0 million funded volume in October, the largest share, 36.7% (€4.04 million), went to Pinjam Yuk, followed by ITF Group JSC with 18.8% (€2.07 million) and Hoovi with 12.0% (€1.32 million).
New Loan Originators and November Outlook
Income Marketplace completed the pilot phase for a private loan originator in October, who is now offering real listings on the platform. Another new loan originator is planned for November to expand the range of loans and thus increase liquidity for investors. According to CEO Lavrenti Tsudakov, the focus in October was on growth through existing investors, while attracting new investors proved challenging. The planned „reactivation campaign“ for investors is set to enter its next phase in November. The introduction of a new loan originator in November is expected to bring fresh loan offerings to the platform, further increasing its attractiveness for investors.
New Inactive Account Fee Starting January 2027
A significant change taking effect on January 1, 2027, is the introduction of a monthly administration fee for inactive accounts. This fee is €10 and applies to accounts that have not made any deposits, withdrawals, or new investments for 60 consecutive days and have no active investments. The 60-day count only begins on November 1, 2026, meaning the first fee could be incurred no earlier than the end of December 2026. Investors who actively invest on the platform or manage their account are not affected by this fee. The fee will be debited from the account balance but will never go below zero. This is intended to encourage the reactivation or closure of inactive accounts to avoid unnecessary costs. The full terms of use were updated on November 1, 2026.
The developments at Income Marketplace in October 2026 show a platform that is gaining stability despite a slight decline in funding volume. The growing outstanding portfolio and rising interest income are positive signals for existing investors. Exceeding the €6,000 mark in average portfolio size underscores investor confidence in the platform. The introduction of the inactive account fee is a measure intended to raise investor awareness, but it has no direct impact on active investors. The outlook for a new loan originator in November suggests a continued dynamic development of loan offerings.
